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Cybertips: Virtual Keyboards

Looks like the keyboard is on its way out -- next thing we"ll be tossing our monitors! Here"s a device that will give you a peek into the future where monitors, keyboards and mouses (or is it mice) will all disappear into a virtual world. Serving the needs of the millions of hand held device users, these folks have come up with a Virtual Keyboard that leverages the power of laser and infrared technology and projects a completely functional full-size keyboard onto any flat surface. The light-weight projection device weighs only two ounces, connects to your hand held device and is about the size of a disposable cigarette lighter. Map Machine Some people hate maps - some love them. The folks from National Geographic have put together a site for you if you belong to the latter group. They call this service "Map Machine" and their Machine provides a variety of dynamic maps (e.g. street maps, topo maps, satellite imagery) as well as the tools needed to easily enjoy the wealth of information here. Simply enter the country, city or Zip Code. And the Machine promptly provides you with demographic and geographic detail. Then zoom in for a closer look or out to visit all sorts of exotic places! Deal of the day Thousands of bargain hunters visit this venerable treasure trove, Dealofday.com every day looking for the latest discounts, coupons, freebies, sale items and bargains. Many regulars pick up super bargain prices on their favorite products and from some of their regular merchants here. The deals are updated daily with lots of new offers -- and to top it off you will find some of the best shopping advice there during your visit. If you love movies,.... IMDB.com is great place with a huge collection of movie information including every pertinent detail about each movie, from who was in it, to who made it, trivia, filming locations along with reviews. This easy to search movie buffs" paradise contains over 6.3 million individual film/TV credits and is constantly updated with information covering all current and upcoming movie releases. And it"s priced right -- on the house for noncommercial users like you and me.


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When Loan Payments Go Astray
Q: We purchased our home in May of 2001, and our mortgage was sold approximately three months after closing to a company located in Texas. Here is the scenario each month. We mail our mortgage payment on time. On or after the 16th day of each month, we receive a call advising us that the payment has not yet been received. We are advised to put a stop payment on our check, which costs us approximately $25 each month. Then the Texas lender asks us for permission to debit our account for the amount of the mortgage payment plus a late fee of $60. They then mail me a copy of my stopped check, which clearly indicates that they have had it for at least a week before the 15th of the month.
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